2026 is just around the corner, and with the arrival of the new year it is natural to think about new resolutions also in the financial sphere: saving more, starting to invest, finding new tools to grow one’s wealth…
And this is precisely where the financial advisor comes into play, because turning these intentions into reality requires the support of an experienced guide.
With a clear, personalized plan and constant step-by-step support, it is possible to turn every “good intention” into a concrete, realistic goal aligned with one’s lifestyle.
What can we expect from the coming year?
In recent years, we have witnessed some of the fastest interest rate hike cycles in recent history, a necessary move to curb inflation that was rising much faster than expected.
Towards the end of 2025, the scenario appears to have changed. The global economy is entering a more stable phase compared to the turbulent period of 2022–2024.
Inflation is showing signs of gradual slowdown across many advanced and emerging economies. Central banks aim to continue with a gradual reduction in interest rates, while avoiding overly abrupt interventions that could reignite inflationary pressures.
The main global macroeconomic forecasts indicate positive, albeit moderate, growth: global GDP growth is estimated at around 3.2%, while Italian GDP growth is expected to be around 0.8%.
2026, therefore, appears to be a transitional year.
Protect the real value of your money
Although showing signs of slowing, inflation remains a factor to carefully consider in financial planning for 2026.
For this reason, it is important not to leave too much money idle in a bank account or in low-yield products.
Maintaining a certain level of liquidity is essential to cover unexpected expenses, but money left uninvested in the long term inevitably risks losing purchasing power.
Investing in 2026: Which Strategies to Follow?
So, which instruments should be prioritized, how to find the right balance between risk and return, and which strategies can truly protect and grow wealth in a transitional year?
Trying to predict market highs or lows is one of the most common traps many investors risk falling into: geographical differences between countries, the transformation of key sectors such as technology and innovation, and uncertainties related to global geopolitical variables make the scenario particularly heterogeneous.
For this reason, diversification — that is, spreading resources across different geographic areas, sectors, and types of financial instruments — remains the smartest and most prudent strategy to reduce the impact of market fluctuations and seize opportunities that arise in different contexts.
Good resolution for 2026: start planning your retirement.
Among New Year’s resolutions, it’s important to include starting — or reviewing — a supplementary retirement plan.
Planning for retirement well in advance is a key choice to build a secure financial future that aligns with your expectations, especially considering that public pensions alone may not be enough to maintain the desired standard of living.
Pension funds and complementary retirement solutions allow you to build a dedicated capital over time, taking advantage of the long-term horizon and numerous tax benefits, to approach the transition from work life to retirement with greater peace of mind.
Your best investment: a financial advisor
What if the best investment wasn’t a financial product, but relying on an expert financial advisor, capable of guiding you through your most important decisions? There is no better investment for your future than choosing the right people by your side.
We at Team Paperetti believe that the role of a financial advisor is not limited to being an expert in markets, discussing numbers, or investment instruments.
It means, rather, supporting our clients as true partners, able to turn goals and good intentions into a concrete and sustainable strategic plan: from estate succession to retirement planning, from risk management to capital protection.
Having a trusted professional, properly certified and registered with the financial advisors’ register, is essential to make informed decisions, optimize choices, and face the future with greater confidence and peace of mind.
Want to learn more? Contact us to start building a personalized financial advisory journey tailored to your goals!